Independent Financial Advice for Every Stage of Life

From buying your first home and protecting your family to investing and planning for retirement, get independent advice built around you.

How We Can Help

Choose the area most relevant to you, or speak to us about how the different parts of your financial plan fit together.

Wills & Estate Planning

Mortgages

Protection

Saving & Investing

Pensions

Employee Benefits
Will Writing and Estate Planning

Wills & Estate Planning

Protect the People and Things That Matter to You

A will gives you control over what happens to your estate and helps make sure your wishes are carried out. We work with a local solicitor to help you consider the right arrangements for you and your family.

What We Cover:

  • Last Will and Testament drafting
  • Estate planning strategies
  • Inheritance tax considerations
  • Power of Attorney arrangements
  • Trust establishment
  • Executor guidance
Will writing is not regulated by the Financial Conduct Authority and is not part of the services offered by Anderson Wealth Management, a trading style of Rosemount Financial Solutions (IFA) Ltd.
Discuss Your Will
Mortgage Advice

Mortgages

Make Confident Decisions About Your Home

Whether you're buying your first home, moving, remortgaging or raising additional finance, we can help you understand your options and find a suitable solution from across the whole of the market.

Services Include:

  • First-time buyer
  • Remortgaging
  • Buy-to-let mortgages
  • Co-Ownership
  • Additional borrowing
Your home may be repossessed if you do not keep up repayments on your mortgage.
Discuss Your Mortgage
Insurance and Protection

Insurance & Protection

Protect Your Income and Your Family's Financial Future

Everything you're working towards depends on your income continuing. Protection provides a financial safety net for you and your family if illness, injury or death changes that.

Protection Options:

  • Life insurance
  • Critical illness cover
  • Income protection
  • Private medical insurance
  • Group death in service
  • Business protection
Tip: Is your life insurance in trust? Without one, the proceeds may be paid into the estate and be subject to the delays of probate. A suitable trust can allow benefits to be paid directly to your chosen beneficiaries.
For business owners: Life insurance arranged and paid for through a business can be more tax-efficient than paying personally. We can explain the options available based on your circumstances.
Discuss Protection
Saving and Investing

Saving & Investing

Build Towards Your Future Goals

Whether you're building a cash reserve, saving for a future goal or investing for the long term, we help structure your money around what you want to achieve.

Strategy Timeframes:

  • Short-term savings (0-5 years): Emergency funds, holiday savings, house deposits
  • Medium-term investing (5-10 years): Children's education, home improvements
  • Long-term wealth (10+ years): Retirement, financial independence

Services Include:

  • ISAs (Individual Savings Accounts)
  • Junior ISAs
  • General Investment Accounts
  • Ethical and sustainable investment funds
  • Tax-efficient planning
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Discuss Saving & Investing
Pension Planning

Pensions

Plan for the Retirement You Want

Whether retirement feels a long way off or is getting closer, we can help you understand what you already have, what you may need and the options available for building and taking retirement income.

Pension Services:

  • Workplace pension optimisation
  • Pension consolidation
  • Lost pension tracing
  • Retirement income planning

Retirement planning: Many people build up pension pots with different employers over time. We can help you understand what you have and how those pensions fit into your wider retirement plan.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Discuss Your Pension
Employee Benefits

Employee Benefits

Support and Protect Your Employees

Employee benefits can help businesses support their people, strengthen their overall benefits package and provide valuable financial protection. We can help employers understand the options available and put suitable benefits in place for their workforce.

Employee Benefits Include:

  • Financial wellbeing workshops
  • Death in service
  • Pension schemes
  • Income protection
  • Private medical insurance

We can work with employers to review existing arrangements or introduce new benefits based on the needs of their business and employees.

Discuss Employee Benefits

Not Sure Where to Start?

Your finances don't sit neatly in separate boxes. A mortgage decision can affect your savings, protection and retirement plans. We look at the bigger picture and help you understand what matters now and what can wait.

Book a Free Initial Meeting